Agreements & Disclosures
These Agreements and Disclosures cover your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing these Agreements.
Agreements and Disclosures – Consumer Accounts
Funds Availability Policy Disclosure
Truth in Savings Disclosure – Share Certificates
Visa® Consumer Credit Card Agreement
Agreements and Disclosures – Business Accounts
Funds Availability Policy Disclosure
Schedule of Fees and Charges – Business Accounts
Billing
Social Media
Standards & Expectations for Use of HFS FCU Social Media
Photos & Reviews
Digital Services (Online Banking, HFS App and other services)
Mobile Deposit Service Agreement
Electronic Fund Transfers Agreement
Terms and Conditions of 10DLC Messaging
Open Account
Leaving Our Website
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