These Agreements and Disclosures cover your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing these Agreements.

Agreements and Disclosures – Consumer Accounts

Check 21 Disclosure

Funds Availability Policy Disclosure

Schedule of Fees and Charges

Truth in Savings Disclosure

Truth in Savings Disclosure – Share Certificates

Visa® Consumer Credit Card Agreement

Agreements and Disclosures – Business Accounts

Check 21 Disclosure

Funds Availability Policy Disclosure

Schedule of Fees and Charges – Business Accounts

Truth in Savings Disclosure

Billing

Your Billing Rights

Social Media

Standards & Expectations for Use of HFS FCU Social Media

Photos & Reviews

Photos & Reviews Disclosure

Member Rating & Reviews Terms of Use & License

Digital Services (Online Banking, HFS App and other services)

Mobile Deposit Service Agreement

Electronic Fund Transfers Agreement

Online Banking Agreement

Bill Pay Service Agreement

Text Banking Agreement

SMS Terms and Conditions

E-Statement Agreement

E-Sign Disclosure and Consent

CardSwap Service Agreement

HFS Biller Direct Payment Service Agreement

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HFS Federal Credit Union
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HFS FCU iOS app icon

HFS Federal Credit Union
Finance
Free - On the App Store

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Online Banking


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