A separate savings account that allows you to earn higher dividends
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Overview
Why open a Money Manager Account?
If you want to save without locking your money into a term certificate, consider opening a Money Manager Account. You can increase your earning potential and maintain the flexibility to withdraw money as you need it.
- Pays competitive monthly dividends on the entire account balance
- Earn higher dividends than a Share and Checking Accounts, with no additional fees
- Dividends paid monthly
- Stated dividends paid on balances of $2,500 or more
- Minimum withdrawal of $250
1APY= Annual Percentage Yield. The stated dividend may change after the account is opened. The minimum balance to earn the stated dividend is $2,500.00. Fees could reduce earnings.
All current and available dividends and fees are available in the Rates and Fees tab.Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership. A minimum opening balance of $50.00 is required to open a savings account.
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Rates & Fees
Money Manager
Dividend Rate Annual Percentage Yield (APY) Dividend Compounded Dividends Credited Dividend Period 0.45% 0.45% Monthly Monthly Monthly (calendar) Effective Date: April 1, 2019
The stated dividend rate and fees may change after the account is opened. The minimum balance to earn the stated dividend rate is $2,500.00. Fees could reduce earnings. Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership. A minimum opening balance of $50.00 is required to open a savings account.
Truth in Savings Disclosure
Schedule of Fees and Charges- Consumer Accounts
Schedule of Fees and Charges- Business Accounts -
Calculator
Calculator
The Calculator Tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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FAQ
Frequently Asked Questions
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What is the minimum balance that I need to earn the stated dividend rate?
The stated dividend rate will apply to Money Manager Accounts with a daily minimum balance of at least $2,500.
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What happens if my Money Manager Account does not have the minimum balance for one day during the month?
If the balance of a Money Manager Account does not meet the minimum amount for any day during a calendar month, the account will earn the dividends of a Share Draft Account. For current rates, click on the rates tab.
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Can I withdraw any amount I need?
When making a withdrawal, from your Money Manager Account the amount must be at least $250.00.
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What is the minimum balance that I need to earn the stated dividend rate?
Questions?
Drop us a message anytime with your questions about Money Manager.