HFS also offers several other types of Savings Accounts to suit your needs.

To easily withdraw money from your Savings from an ATM, inquire about a Share Card.


Corporation Accounts

A legal business entity that is separate and distinct from its owners.

 Complete the Reference Sheet for all individuals you would like on the account and download our Corporation Account Checklist for documents required at the time of account opening.


Sole Proprietorship Accounts

An unincorporated business owned and managed by a single individual.

Complete the Reference Sheet for all individuals you would like on the account and download our Sole Proprietorship Account Checklist for documents required at the time of account opening.


Estate Accounts

An account opened by a personal representative who has been appointed by a circuit court judge.

Download our Estate Account Checklist for documents required at the time of account opening.


General Partnership and Limited Liability Partnership (LLP) Account

All partners share in the profits and losses, and in the management of the business.

Limited Liability Partnership

Similar to an LLC, but its owners are accountants, lawyers, architects, and doctors.

Complete the Reference Sheet for all individuals you would like on the account and download our General Partnership and Limited Liability Partnership (LLP) Account Checklist for documents required at the time of account opening.


Guardianship and Conservatorship Account

Guardian

An individual nominated in a will by the courts to take care of a minor child or adult

Conservator

An individual appointed by the court to manage the estate of a protected person

Download our Guardianship and Conservatorship Account Checklist for documents required at the time of account opening.


Limited Liability Company (LLC) Account

A corporate structure whereby the members of the company cannot be held personally liable for the companies debits & liabilities.

Complete the Reference Sheet for all individuals you would like on the account and download our Limited Liability Company (LLC) Account Checklist for documents required at the time of account opening.


Non-Profit Organization Account

An organization or business granted tax-exempt status by the IRS that serves the public interest.

Complete the Reference Sheet for all individuals you would like on the account and download our Non-Profit Organization Account Checklist for documents required at the time of account opening.


Representative Payee Account

A person or organization appointed by Social Security to receive benefits on behalf of someone who cannot manage their money.

Download our Representative Payee Account Checklist for documents required at the time of account opening.


Trust Accounts

A legal device in writing that enables a person to transfer property into the custody of another to use.

Revocable Trust

A trust the settlor may revoke/change at any time. Also known as a Revocable Living Trust or a Living Trust.

Irrevocable Trust

A trust that the settlor may not revoke at will.

Download our Trust Account Checklist for documents required at the time of account opening.


Unincorporated Organizations, Association and Club Accounts

An organization that has not been given a corporate legal form, but is recognized by the law as having a status & an existence.

Complete the Reference Sheet for all individuals you would like on the account and download our Unincorporated Organizations, Associations and Club  Account Checklist for documents required at the time of account opening.


Uniform Transfers to Minors Act (HUTMA) Accounts

The person who opens the account is the “Custodian” who is responsible to administer the fund in the best interest of the minor under age 21.

Download our Uniform Transfers to Minors Act (HUTMA) Account Checklist for documents required at the time of account opening.


Additional Information

The accounts listed above are not eligible for Individual Retirement Accounts and any Lending Products including Credit Cards.

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