Mobile Deposit Banking Services & Solutions
Gone are the days where you have to leave the house to deposit checks. Now you can make deposits on the go through Mobile Deposit.
Mobile Deposit allows you to quickly and securely deposit your funds directly into your savings or checking account – all without ever having to step foot into the credit union!
Using the service is easy. Simply open the HFS App on your phone and follow the prompts.
There are numerous benefits including:
- Ability to deposit checks 24/7 without needing to visit a branch
- Being able to rest assured knowing your information is secure on the App
- Depositing up to $5,000 per business day
- There is no charge to utilize Mobile Deposit1
To learn more, contact HFS and speak with a Member Service Representative about your banking options. You can also download the HFS App from your Google Play store or your Apple App store.
How to use Mobile Deposit
Depositing checks with your phone is simple.
Before starting your Mobile Deposit transaction, be sure to clearly endorse the back of the original check with “HFS FCU Mobile Deposit” and include the account number in which the check will be deposited.
Once your check is endorsed, follow the steps below:
1. Login to the HFS App
2. Click Transactions
3. Click Deposit Check
4. Select the account and type in the amount
5. Take a photo of the front and back of your check
6. Click Submit Deposit
Download The HFS App To Get Started
Mobile Banking and Deposit options are a great way to stay on top of your finances in today’s busy world. At HFS, we want our members to have access to their deposits and accounts no matter where they are.
To get started, download the HFS App to your smartphone or tablet now.
1You must be enrolled in HFS FCU’s Online Banking Service and Mobile Banking Service in order to use the Mobile Deposit Service. HFS FCU will charge a $25.00 returned check fee and the amount of the check against your account if payment is not received, if payment is reversed, or if the check is dishonored or returned at any time. Standard message and data rates may apply. Check your carrier plan for details.
Android is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
Mobile Deposit Reviewsby SunnyUsually perfect
Most often it will just work great with no problems. Once in a while, the app will reject the deposit because the check writer has poor handwriting so it thinks the amounts don't match. While a hassle, I appreciate that it rejects immediately and not at some later date.
Thanks for your feedback Sunny!by MaryBest thing to happen in banking!
No more standing in long lines, or waiting in the car in rows of cars, just to do a simple thing as depositing a check. So convenient, quick and easy.
Mahalo Mary!by KimConvenient!!
I love HFS mobile deposit! It is so simple and convenient! I have a busy schedule and do not have the time to get to the credit union. Now I don’t even have to go in to deposit a check. All have to do is snap a pic and it’s done!
Mahalo Kim for your review!by ChantelleMakes life easy
Mobile deposits on the HFS app makes life so much easier. Our household has multiple accounts and receive checks randomly throughout the month. With our busy schedules, we no longer have to worry about lines or waiting for a business day to deposit checks. Life with a family of 6 significantly easier without having to schedule bank errands too.
Thank you for your review, Chantelle!by DeeSoooo CONVENIENT
As a business owner located in Ocean view. With this mobile deposit feature i can accept check payments from my customers without having to drive all the way to Kona to do my banking. Thank you HFSFCU, i am a happy customer. #easytransactions
Mahalo Dee for your review!
Frequently Asked Questions
Is there a cost to use Mobile Deposit?
HFS Federal Credit Union does not charge for making deposits through Mobile Deposit. However, charges from your phone service provider may apply to dishonored deposits.
What do I need to write on the back of the check?
Before depositing, endorse the back of the original check with “HFS FCU Mobile Deposit” and include the account number in which the check will be deposited.
What do I do with the check after I have completed my Mobile Deposit?
We recommend retaining the original check for at least thirty (30) days after it has posted to your account. In addition, add a note to the front of the original check such as “deposited to HFS FCU” and the date of deposit to help you remember when and where this check was deposited.
Are there limits to the dollar amount that can be deposited through Mobile Deposit?
Check amounts over $5,000 are not accepted through mobile deposit.
There is a daily limit of $5,000 per business day (measured from 5:00 pm HST to 5:00 pm HST of the following business day). Amounts over $5,000 may be deposited at any HFS branch.
What types of checks can be deposited through Mobile Deposit?
Most U.S. personal checks can be deposited through Mobile Deposit. Certain types of checks such as cashier’s checks, money orders, postal orders, traveler’s checks, U.S. Treasury checks, and checks that require special endorsements or warrants are not accepted.
Any check not accepted by Mobile Deposit may be taken to any HFS branch location for deposit.
Is there a limit to the number of checks I can deposit each day?
There is not a limit to the number of checks that can be deposited each day, as long as all checks do not exceed the limit of $5,000 per business day. On the app, simply select the deposit checks option and start uploading the checks to be deposited into your account.
Deposit Money On Your Own Time
Mobile Deposit allows you to conveniently and securely deposit funds without ever having to use an ATM or stop inside a branch. It’s a great feature of Mobile Banking offered to HFS members.
Start taking advantage of this user-friendly service today!
- Is there a cost to use Mobile Deposit?