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Checking Accounts

Elevate Your Banking Experience with HFS

Seamlessly manage your finances anytime anywhere.

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Popular Rates

Share Certificates

6 Months 4.33 % APY

Personal Loan

12 Months 5.75 % APR

HFS Visa Platinum®

Credit Card 13.00 % APR

Congratulations to the 2025 HFS Scholarship Recipients

Please join us in congratulating the recipients of the 2025 HFS Federal Credit Union Scholarship!

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Kona Coast Shopping Center Branch

Starting June 2, 2025, the Kona Coast Shopping Center Branch will be closed for lunch from 1:00 PM to 2:00 PM.

Mahalo for your understanding and continued support!

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HFS Checking Accounts

All your banking needs met under one roof! No headaches, no hassles - just simple, secure banking. Receive a set of wireless earbuds when opening a new checking account with a debit card, PLUS, get entered into our quarterly sweepstakes for a chance to win a prize.

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Make Everyday Spending More Rewarding

Get 2% Cash Back, pay no annual fee, plus earn 30,000 CU Rewards points when you make $3,000 in purchases in the first 90 days of opening your HFS Visa® Signature Credit Card.

Visa Signature Credit Card

Grow Your Wealth

Let your money grow with a Share Certificate.

Share Certificate

Refer a Friend

Do you know someone who would be a great addition the HFS ‘ohana? Want to share all the benefits of being a member and get rewarded? Our new Refer a Friend Program lets you do just that! Simply refer a new member and you both will receive $25!

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Hilo

 

Honoka’a

 

Kea’au

 

Kona Coast

Prince Kuhio Plaza

Waimea

CURewards Redemption Site Service Interruption We are aware of the outage and are actively working to fix it. Mahalo for your patience and we apologize for the inconvenience.