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Checking Accounts

Elevate Your Banking Experience with HFS

Seamlessly manage your finances anytime anywhere.

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Popular Rates

Share Certificates

6 Months 4.59 % APY

Personal Loan

12 Months 5.75 % APR

HFS Visa Platinum®

Credit Card 13.00 % APR

HFS Checking Accounts

All your banking needs met under one roof! No headaches, no hassles - just simple, secure banking. Receive a set of wireless earbuds when opening a new checking account with a debit card, PLUS, get entered into our quarterly sweepstakes for a chance to win a prize.

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Unlock Turbo Tax® Savings

Keep every dollar you deserve this tax season — save 10% on TurboTax, courtesy of HFS Federal Credit Union.

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Make Everyday Spending More Rewarding

Get 2% Cash Back, pay no annual fee, plus earn 30,000 CU Rewards points when you make $3,000 in purchases in the first 90 days of opening your HFS Visa® Signature Credit Card.

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Grow Your Wealth

Let your money grow with a Share Certificate.

Share Certificate

Refer a Friend

Do you know someone who would be a great addition the HFS ‘ohana? Want to share all the benefits of being a member and get rewarded? Our new Refer a Friend Program lets you do just that! Simply refer a new member and you both will receive $25!

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Hilo

 

Honoka’a

 

Kea’au

 

Kona Coast

Prince Kuhio Plaza

Waimea