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Checking Accounts

Elevate Your Banking Experience with HFS

Seamlessly manage your finances anytime anywhere.

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Popular Rates

Share Certificates

6 Months 4.59 % APY

Personal Loan

12 Months 5.75 % APR

HFS Visa Platinum®

Credit Card 13.50 % APR

Smiles for Miles

With rates this great, you'll be smiling for miles when you drive away in your new ride!

Grow Your Wealth

Let your money grow with a Share Certificate.

Share Certificate

Make Everyday Spending More Rewarding

Get 2% Cash Back, pay no annual fee, plus earn 30,000 CURewards® points when you make $3,000 in purchases in the first 90 days of opening your HFS Visa Signature® Credit Card.

HFS Named Best Credit Union in Hawai'i

Forbes and Statista ranked HFS Federal Credit Union the Best-In-State Credit Union in Hawai'i for 2024

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Best of East Hawai'i 2024

We are honored to be voted the Best Credit Union in East Hawai'i for 2024!  Mahalo to our members and staff across Hawai'i Island.  We appreciate you and are committed to serving our community with aloha.

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Refer a Friend

Do you know someone who would be a great addition the HFS ‘ohana? Want to share all the benefits of being a member and get rewarded? Our new Refer a Friend Program lets you do just that! Simply refer a new member and you both will receive $25!

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Hilo

 

Honoka’a

 

Kea’au

 

Kona Coast

Prince Kuhio Plaza

Waimea