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Checking Accounts

Elevate Your Banking Experience with HFS

Seamlessly manage your finances anytime anywhere.

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Popular Rates

Share Certificates

6 Months 4.33 % APY

Personal Loan

12 Months 5.75 % APR

HFS Visa Platinum®

Credit Card 13.00 % APR

Work Hard, Play Hard

For a limited time, take advantage of discounted rates at 5.00% APR for 60 months or 5.75% APR for 72 months on new and used vehicles. you'll also get an additional 0.25% rate discount if you set up automatic payments!

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We're Wild About Savings

This September, we’re celebrating HFS Youth Month – the perfect time to help keiki start their savings adventure.

We're Wild About Savings

Build Your Paradise

Have you ever dreamed of owning your own piece of paradise? With HFS Federal Credit Union, that dream is closer than you think.

Vacant Land Loan

HFS Checking Accounts

All your banking needs met under one roof! No headaches, no hassles - just simple, secure banking. Receive an Eden x HFS Slingbag when opening a new checking account with a debit card, PLUS, get entered into our quarterly sweepstakes for a chance to win a Yeti®Cooler.

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Make Waves with Everyday Purchases

Get 2% Cash Back, pay no annual fee, plus earn 30,000 CURewards® points when you make $3,000 in purchases in the first 90 days of opening your HFS Visa Signature® Credit Card.

Make Waves with Every Purchase

Refer a Friend

Do you know someone who would be a great addition the HFS ‘ohana? Want to share all the benefits of being a member and get rewarded? Our new Refer a Friend Program lets you do just that! Simply refer a new member and you both will receive $25!

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Hilo

 

Honoka’a

 

Kea’au

 

Kona Coast

Prince Kuhio Plaza

Waimea

Online Account Applications Our online account opening applications are currently unavailable. Mahalo for your understanding!