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HFS Visa® Credit Cards

"Best customer service anywhere, ever. HFS rocks!"




Convenient form of payment for online and in-person transactions




Why get a Credit Card from HFS?

In a world where cards are as ubiquitous as cash, there are a number of good reasons to use a credit card. Using your card will help you build credit, offers better protection than cash or a debit card and allows you to earn rewards for cash back, merchandise, gift cards, travel and more. With the HFS Visa Platinum® and Signature® Credit Cards, transactions are available through Online Banking and the Mobile App, where you can view account balances, check available credit, view transactions, pay your bill, access other card controls and more. Explore all the features


Low variable rates[1]


Credit limits up to $50,000


No annual or foreign transaction fees


Contactless Pay Technology with the option to also insert or swipe your card


Earn CURewards® redeemable for cash back, gift cards, merchandise or travel


24/7 Access to card controls through HFS Online Banking and the Mobile App

HFS Cards App


With the HFS Card App, you have financial freedom at your fingertips! Utilize the app to monitor your transactions, set up alerts, make payments and even turn your card ON or OFF if you think your card could be lost or stolen. Download the app from your app store today.


download in the apple app store
download in the google play store


Fraud Alerts


At HFS Federal Credit Union, we take fraud seriously. That’s why with your HFS Visa Platinum® and Visa Signature® Credit Cards you’ll get fraud alerts when a transaction seems suspicious. Fraud alerts will be sent to you through text message, phone call and email so we reach you in a way that’s quick and convenient for you.

If you ever receive a fraud alert for your credit card, but you are unsure of its legitimacy feel free to call the Credit Union directly at (808) 930-1400 or toll-free at (800) 216-2666 for assistance. You can expect to see the numbers below if you are ever contacted by text message or phone call:

Text SMS Short Code: 91937
Fraud Alert Phone Number (on Caller ID): 800-328-2071
Fraud Alert Call Back Number: 855-553-4290

Please remember that even with fraud alerts, we will never ask you for sensitive information such as your card number, account number, social security number, online banking login information, etc. If you are being asked for any sensitive information, do not respond and call us directly. Even if the phone number on the caller ID seems correct, scammers can imitate that using something called call spoofing. To learn more about the types of fraud and how to protect your information, visit our Security Center.

Lianie helped me obtain my very first credit card. She made me feel comfortable and answered all of my questions. I walked away knowing that I have made a new friend.

— Kimberly

Frequently Asked Questions

  • Our new card management app can be accessed through your HFS Mobile App. See below for instructions:

    1. Launch and log into your HFS Mobile App
    2. Tap the Menu button, then click Services, and View Credit Card
    3. If this is your first time, it will prompt you to visit the App Store to download the Credit Card App. Please proceed with downloading the HFS Cards App.
    4. If this is your first time, open the app, review the disclosures, and select the enroll tab. You will also need to create a new username and password specifically for the Cards App. This should be different than your HFS Online Banking login.
    5. Proceed with the enrollment steps to access your card controls.
  • To access your card controls on a computer, log into HFS Online Banking, select Services and View Credit Card. If you have already enrolled in the HFS Cards App, it will ask you to verify your account. If you have not already enrolled, you will need to enroll using your credit card number and create a user ID and password. This should be different than your Online Banking login.

Choose the card that fits you best!

HFS Credit Card Suite

At HFS, we know that our members are at different stages of life, have different lifestyles and needs. That’s why we developed 2 card programs so that you can find your best fit.

  • If you would like a Credit Card application mailed to you, please call HFS Federal Credit Union at (808) 930-1400.

    1Please visit the HFS Visa Platinum®️ Credit Card or  HFS Visa Signature®️ Credit Card pages for the current variable rates for our credit card products. All Credit Cards are subject to credit approval. Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the Island of Hawai’i. A minimum opening balance of $50.00 is required to open a Savings Account. Insurance products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Credit Disability Insurance is offered through CUNA Mutual Group.