Helping you reach your goals is what we're all about!
Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Eighty-six years later, HFS still holds onto its same sense of ‘ohana with a deep desire to help those in our community to succeed and grow. At HFS FCU we believe that the success of our credit union comes from your success. Read more
The largest Hawai‘i Island credit union with over $800 million in assets.
Find reliability in our longevity. HFS was organized on January 4, 1937.
Island-wide convenience with six branches.
Offering the financial products and services you need
Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai‘i.
Serving over 50,000 members sharing a common bond to the island.
Banking without bankers
Big banks are too often making headlines for bad behavior. Consumers need a better option. They need credit unions. Feel good about your choice in banking - become a member of a credit union.
The Credit Union Difference
This organization is a not-for-profit credit union focused on benefiting its members through low loan rates, high savings rates, governed by a volunteer board, and prioritizes financial education and meeting member needs.
Become a member
Experience the credit union difference! Complete your application online or visit your nearest HFS branch.
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A minimum opening balance of $50.00 is required to open a savings account.
The Credit Union Difference
- Not for Profit. Surpluses are returned to our members in the form of lower rates on loans and higher rates on savings.
- Volunteer Board of Directors. Elected individuals by our membership to ensure the Credit Union is always operating within membership’s best interest.
- Membership with a common bond.
- Financial Education is of utmost priority.
- “People Helping People”. We exist to meet our member’s needs for reliable financial services.
Why Choose HFS
At HFS FCU we believe that the success of our credit union comes from your success.
HFS Federal Credit Union is dedicated to enriching the lives of its members by ensuring their financial well-being and building lasting relationships. We are committed to providing convenient and friendly service in an efficient, dependable and personalized manner. We continue to strive to meet each member’s needs with care and understanding and offer the most competitive rates and services possible. Our values of Care, Humility, Integrity, and Passion underlie everything that we do.
Come talk story with our staff, you’ll quickly see why we are the credit union where caring counts.
Become an HFS FCU Member
Aloha and thank you for thinking of HFS Federal Credit Union. We’d love to help you open a Savings Account and become a member today. Complete your application online or visit your nearest HFS branch.
For your convenience we have a Consumer Account Checklist with items you will need to open your account.
Open Account
Leaving Our Website
You are leaving the HFS Federal Credit Union website. HFS Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by HFS Federal Credit Union and HFS Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of HFS Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the HFS Federal Credit Union website