Make a Splash with Your Savings! Experience a brighter financial future by investing in a 6-month, 12-month, or 18-month Share Certificate! With a minimum deposit of $2,500, enjoy higher dividend rates and watch your savings rise.  Other terms and rates available. 

Existing members – visit us at your nearest branch and we’d be glad to assist you.

Not a member yet? Become a member today to open a Share Certificate by visiting your nearest HFS branch.

Learn More about our Share Certificates

¹APY= Annual Percentage Yield. A minimum deposit of $2,500.00 is required to earn the stated APY. The stated APY is based on a 6-month term and is effective as of 09/01/2023.   The stated APY is based on a 12-month term and is effective as of 05/01/2023.  The stated APY is based on a 18-month term and is effective as of 09/01/2023. Other terms and yields are available. The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.

Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer, or participate in associations headquartered on the island of Hawai’i. A minimum opening balance of $50.00 is required to open a Savings Account. Federally Insured by NCUA.

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