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Honoka‘a, HI

Secure your financial well being and invest in your future with a Honoka‘a credit union that cares about its members. Let us share with you the values we’ve come to stand for — Caring, Humility, Integrity, and Passion.

Honoka'a Branch office


HFS Federal Credit Union

45-3600 Mamane Street
Honoka‘a, Hawai’i 96727

Call us: (808) 930-1400


Lobby hours

Mon. – Fri. 8:30 am – 5:00 pm
Sat. Closed


Drive-Thru Hours

Not available at this location

Personal Banking & Lending in Honoka‘a

Being proactive and establishing your financial health early is integral to setting the stage to meet larger goals in the future. Whether you want to open your first credit card, buy a car or need support in making a large purchase, our personal financial services at HFS in Honoka‘a get you going on the right track.

Coin Counting

Avoid wasting time counting your own change. Our coin counting machines available at the Honoka‘a, HI branch allows you to maximize your time and efforts by leaving the coin counting up to us. We’ll then deposit the coins into your account or exchange them for cash.*

*Unavailable at Prince Kuhio Branch

Learn More About Coin Counting


Official Checks

Pay your bills securely and on time with official checks from HFS Federal Credit Union. Secured by HFS, official checks can be used for routine expenses, large purchases or to make deposits, being able to stop the payment immediately if the check gets lost or stolen.

Learn More About Official Checks

Personal Loans

Need to make a large purchase? With competitive interest rates, you can borrow up to $25,000 with no prepayment penalties. Reach your goals and apply for a personal loan that suits your budget and needs.

Learn More About Personal Loans


Money Manager Account

Earn higher dividends than the average savings account while using your money how you want when you want. Enjoy flexibility and increase your earning potential with a Money Manager Account

Learn More About Money Manager

Find out more about our additional banking services. Visit our branch | Contact Us at (808) 930-1400

About HFS Federal Credit Union in Honoka‘a

Our HFS FCU branch in Honoka‘a is located right in the beautiful and historic Honoka‘a town at the site of the former North Hawai’i Community Federal Credit Union. Come visit us and see why we truly are the credit union where caring counts.

Our Honoka‘a branches

From humble beginnings with a need to provide credit for individuals with small means, HFS Federal Credit Union has become the largest Hawai’i Island not-for-profit credit union serving 49,000 members. Our goal is to make you feel cared for by offering convenient and friendly service as well as competitive rates to improve your financial well being.

Reliable Services. Competitive Rates.

As an HFS Federal Credit Union member, you’re able to enjoy loans, accounts, and banking services at low competitive rates and higher earned dividends in order to help your financial future grow at a reasonable rate.

People Helping People

Where Caring Counts

Reaching your financial goals enable us to provide a more successful financial platform for the community, thus, our success comes from your success.

I’ve been banking with HFS FCU for a number of years. Customer service is always important at HFS, and it shows! Also, the loan rates are good and the bank debit/credit card used here is great. I’ll be happily banking with them for a long time.

— Dean I

Fraudulent Text Messages claiming to be from HFS are being sent. If you received a text and are unsure of its legitimacy, please contact the credit union.