Let your money grow with a Share Certificate at HFS Federal Credit Union. With a minimum deposit of $2,500, you can sit back, relax, and let your money do the work. Other rates and terms are available.
- 4.59% APY1 6-Month Share Certificate
- 4.33% APY2 12-Month Share Certificate
Current Members
Log in to Online Banking to open a Share Certificate.
Not enrolled in Online Banking? Contact us to open a Share Certificate over the phone or stop by one of our HFS branch locations.
New Members
Complete your new account application Online, Schedule an Appointment, or visit your nearest HFS branch location to get started.
1APY= Annual Percentage Yield. A minimum deposit of $2,500.00 is required to earn the stated APY. The stated APY is based on a 6-month term and is effective as of 10/01/2024. 2The stated APY is based on a 12-month term and is effective as of 10/01/2024. Other terms and yields are available. The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates are subject to change.
The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.
Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer, or participate in associations headquartered on the island of Hawai’i. A minimum opening balance of $50.00 is required to open a Savings Account.
Truth in Savings Disclosure – Share Certificate
