"Excellent service with very friendly and helpful staff!"
- Rosemary
A special loan to purchase and install a solar water heating system
Why get a Solar Water Heating loan from HFS?
Save money and the environment! When you install a solar water heater you not only save up to 40% on your monthly electric bill, but you’ll be an environmentally conscious homeowner by using the sun to warm your water. Explore all the features
0.00% APR1
Terms up to 60 months
Borrow from $5,000 - $10,000
No closing costs
No down payment
No prepayment penalty
The process was easy and I would recommend HFS to my family and friends.
Additional info
Hawai’i Energy is a ratepayer-funded conservation and efficiency program administered by SAIC under contract with the Hawai’i Public Utilities Commission, serving the islands of Hawai’i, Lanai, Maui, Molokai, and Oahu.
Helpful links
Questions?
Drop us a message anytime with your questions or schedule an appointment with a loan officer.
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1APR = Annual Percentage Rate. 0.00% APR is effective 05/01/2013 and applies to personal loans for the purchase and installation of a solar water heating system from an approved contractor participating in Hawaii Energy’s Solar Water Heating Loan Interest Buy-Down Program. $5,000 minimum, $10,000 maximum loan amount with terms up to five years. Estimated monthly payment for $7,000 at 0.00% APR for 60 months will be $116.67. All loans subject to HFS Federal Credit Union loan policies and subject to credit approval. Refinances of existing HFS Federal Credit Union loans do not qualify for this offer. Offered in conjunction with Hawai’i Energy, not related to HFS Federal Credit Union. Loan program is subject to change and may end at any time.
2Consult with your tax advisor on federal and state tax credits.
Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai’i. A minimum opening balance of $50.00 is required to open a Savings Account.
All features
0.00% APR1
Terms up to 60 months
Borrow from $5,000 - $10,000
No closing costs
No down payment
No prepayment penalty
Get started by contacting an approved contractor today
May qualify for State and Federal tax credits2
Apply for a Solar Water Heating Loan
New Members
Complete your application online or visit your nearest HFS branch to meet with a Loan Officer.
Current Members
Log in to Online Banking for a quicker application process.
If you prefer to complete your application in-branch with a Loan Officer, please visit us at your nearest HFS branch location.
Open Account
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