Skip nav to main content.

Share Rates

divider-wave-double
Savings Accounts

  • Rates effective as of: November 21, 2024

    (1) APY= Annual Percentage Yield. The dividend rates and fees may change after the account is opened and are subject to change. Fees may reduce earnings. The minimum balance to earn the stated dividend rate is $100.00.

    The dividend rates and fees may change after the account is opened and are subject to change. Fees may reduce earnings. The minimum balance to earn the stated dividend rate is $100.00 for Regular Share and Business Share. There are no minimum balance requirements for Children’s Savings and Special Share.

    Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A minimum opening balance of $50.00 is required to open a Regular Savings Account.

    Truth in Savings Disclosure
    Schedule of Fees and Charges- Consumer Accounts
    Schedule of Fees and Charges- Business Accounts

Checking Account

  • Rates effective as of: November 21, 2024

    APY= Annual Percentage Yield. The dividend rates and fees may change after the account is opened and are subject to change. Fees may reduce earnings.

    Truth in Savings Disclosure

Money Manager

  • Rates effective as of: November 21, 2024

    (1) APY= Annual Percentage Yield. The minimum balance to earn the stated dividend rate is $2,500. The stated dividend rates and fees may change after the account is opened and are subject to change. Fees may reduce earnings. The balance ranges and corresponding dividend rates and APYs applicable to each tier are disclosed in the Credit Union’s Truth-in-Savings Disclosure. Once a particular range is met, the dividend rate and the APY for the balance range will apply to the full balance of your account.
    Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A minimum opening balance of $50.00 is required to open a Savings Account.

    Truth in Savings Disclosure
    Schedule of Fees and Charges- Consumer Accounts
    Schedule of Fees and Charges- Business Accounts

Share Certificates

  • Rates effective as of: November 21, 2024

    (1) APY= Annual Percentage Yield. A minimum deposit of $2,500.00 is required to earn the stated APY. The stated APY is based on a 6 month term. Other terms and yields available. The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.

    The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.

    (2) A minimum deposit of $2,500.00 is required to earn the stated Annual Percentage Yield (APY).

    Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A minimum opening balance of $50.00 is required to open a Savings Account.

    Truth in Savings Disclosure- Share Certificates

IRA

  • Rates effective as of: November 21, 2024

    (1) APY = Annual Percentage Yield. For Individual Retirement Accounts, the dividend rate is generally indexed to the 26-week Treasury Bill and may change quarterly. The dividend rates and fees may change after the account is opened and are subject to change. Fees may reduce earnings. There is no minimum balance to earn the stated dividend rate.

    For Individual Retirement Accounts, the dividend rate is generally indexed to the 26-week Treasury Bill and may change quarterly. The dividend rates and fees may change after the account is opened and are subject to change. Fees may reduce earnings. There is no minimum balance to earn the stated dividend rate. Please consult with your tax advisor for more information regarding tax implications.

    Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A minimum opening balance of $50.00 is required to open a Savings Account.

     

    Truth in Savings Disclosure

    Schedule of Fees and Charges- Consumer Accounts

Become a member

Experience the credit union difference! Complete your application online or schedule an appointment at your nearest branch.

Online Application Schedule an Appointment

Rates

Share Certificates

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Leaving Our Website

You are leaving the HFS Federal Credit Union website. HFS Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by HFS Federal Credit Union and HFS Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of HFS Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the HFS Federal Credit Union website

Log in to Online Banking