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Other Savings Accounts

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HFS also offers several other types of Savings Accounts to suit your needs.

To easily withdraw money from your Savings from an ATM, inquire about a Share Card.

  • A legal business entity that is separate and distinct from its owners.

    Ā Complete theĀ Reference SheetĀ for all individuals you would like on the account and download ourĀ Corporation Account ChecklistĀ for documents required at the time of account opening.

  • An unincorporated business owned and managed by a single individual.

    Complete theĀ Reference SheetĀ for all individuals you would like on the account and download ourĀ Sole ProprietorshipĀ Account ChecklistĀ for documents required at the time of account opening.

  • An account opened by a personal representative who has been appointed by a circuit court judge.

    Download ourĀ Estate Account ChecklistĀ for documents required at the time of account opening.

  • All partners share in the profits and losses, and in the management of the business.

    Limited Liability Partnership

    Similar to an LLC, but its owners are accountants, lawyers, architects, and doctors.

    Complete theĀ Reference SheetĀ for all individuals you would like on the account and download ourĀ General Partnership and Limited Liability Partnership (LLP) Account ChecklistĀ for documents required at the time of account opening.

  • Guardian

    An individual nominated in a will by the courts to take care of a minor child or adult

    Conservator

    An individual appointed by the court to manage the estate of a protected person

    Download ourĀ Guardianship and Conservatorship Account ChecklistĀ for documents required at the time of account opening.

  • A corporate structure whereby the members of the company cannot be held personally liable for the companies debits & liabilities.

    Complete theĀ Reference SheetĀ for all individuals you would like on the account and download ourĀ Limited Liability Company (LLC) Account ChecklistĀ for documents required at the time of account opening.

  • An organization or business granted tax-exempt status by the IRS that serves the public interest.

    Complete theĀ Reference SheetĀ for all individuals you would like on the account and download ourĀ Non-Profit Organization Account ChecklistĀ for documents required at the time of account opening.

  • A person or organization appointed by Social Security to receive benefits on behalf of someone who cannot manage their money.

    Download ourĀ Representative Payee Account ChecklistĀ for documents required at the time of account opening.

  • A legal device in writing that enables a person to transfer property into the custody of another to use.

    Revocable Trust

    A trust the settlor may revoke/change at any time.Ā Also known as a Revocable Living Trust or a Living Trust.

    Irrevocable Trust

    A trust that the settlor may not revoke at will.

    Download ourĀ Trust Account ChecklistĀ for documents required at the time of account opening.

  • An organization that has not been given a corporate legal form, but is recognized by the law as having a status & an existence.

    Complete theĀ Reference SheetĀ for all individuals you would like on the account and download ourĀ Unincorporated Organizations, Associations and ClubĀ Ā Account ChecklistĀ for documents required at the time of account opening.

  • The person who opens the account is the ā€œCustodianā€ who is responsible to administer the fund in the best interest of the minor under age 21.

    Download ourĀ Uniform Transfers to Minors Act (HUTMA) Account ChecklistĀ for documents required at the time of account opening.

Additional info

The accounts listed above are not eligible for Individual Retirement Accounts and any Lending Products including Credit Cards.

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