Unwind with amazing Share Certificate Rates! With higher dividend rates, choose a term that is right for you. Relax and let your money do the work. Check out these great rates.
- 6 Months 4.07% APY1
- 12 Months 4.33% APY2
- 18 Months 4.85% APY3
- 24 Months 5.12% APY4
Other terms and rates are available.
Existing members – Use the button below to log in to Online Banking and open your Share Certificate online.
If you prefer to meet with a New Accounts Representative or don’t have access to Online Banking, please visit us at your nearest HFS branch location.
Not a member yet? Become a member today to open a Share Certificate by using the button below to open your account online, or visit the nearest HFS branch.
Learn More about our Share Certificates
1APY= Annual Percentage Yield. A minimum deposit of $2,500.00 is required to earn the stated APY. The stated APY is based on a 6-month term and is effective as of 09/01/2023. 2The stated APY is based on a 12-month term and is effective as of 05/01/2023. 3The stated APY is based on a 18-month term and is effective as of 09/01/2023. 4The stated APY is based on a 24-month term and is effective as of 10/01/2023. Other terms and yields are available. The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.
Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer, or participate in associations headquartered on the island of Hawai’i. A minimum opening balance of $50.00 is required to open a Savings Account. Federally Insured by NCUA.
