You deserve a better way to save by investing in a Share Certificate at HFS Federal Credit Union. With a minimum deposit of $2,500, and other rates and terms available, choose what’s best for you so you can relax and let your money do the work.
- 4.59% APY1 6-Month Share Certificate
- 4.33% APY2 12-Month Share Certificate
- 4.07% APY3 18-Month Share Certificate
Current Members
Log in to Online Banking to open a Share Certificate.
Don’t use Online Banking, or prefer to see us in person? Schedule an Appointment with an Accounts Specialist.
New Members
Complete your new account application Online, Schedule an Appointment, or visit your nearest HFS branch location to get started.
1APY= Annual Percentage Yield. A minimum deposit of $2,500.00 is required to earn the stated APY. The stated APY is based on a 6-month term and is effective as of 10/01/2024. 2The stated APY is based on a 12-month term and is effective as of 10/01/2024. 3The stated APY is based on a 18-month term and is effective as of 10/01/2024. Other terms and yields are available. The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.
The dividend rate and the APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. Share Certificates may be subject to a penalty for early withdrawal. Fees may reduce earnings. Dividend rates subject to change.
A minimum deposit of $2,500.00 is required to earn the stated Annual Percentage Yield (APY).
Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai’i. A minimum opening balance of $50.00 is required to open a Savings Account.
Truth in Savings Disclosure – Share Certificate
