HFS Federal Credit Union
Free - On the App Store


HFS Federal Credit Union
Free - On the App Store

Hi, I’m Malia from the HFS Digital Banking Team. I've been working around the clock on the new Online Banking system for you, but I need just a little more time to get everything working in tip-top shape. Please hang tight as I continue to work on the system.

What does this mean for you?

Since I’m still working on the new system it won’t be ready for you as planned on August 21st. However, you’ll be able to continue using our current Online Banking, Mobile App, Phone Banking and Bill Pay as you currently are. These services will continue to be available to you until further notice, just keep an eye on your emails for updated information.

Don’t worry, the NEW Online Banking is still coming with all of the exciting new features, but just a little later than I originally planned. The good news is, this means you’ll have a little extra time to prepare! If you have any questions about how these changes will specifically impact you, feel free to give our Call Center a call at (808) 930-1400 or (800) 216-2666 toll free.

It’s back to work for me! Talk to you soon,


Important Dates

Stay tuned for an updated list of dates.

Frequently Asked Questions

Q: Will my username, password and security questions change?
A: You will need your current username to login for the first time. If your current username doesn’t meet the new requirements you will be prompted to select a new one. Requirements include at least 1 letter, cannot include your social security number or account number, and must have 8 – 50 characters (cannot include the following :& <>).

Once you login to the new system with your current password, you will be prompted to select a new one following the minimum criteria.

Please remember, your Login ID is not case sensitive, however your password is case sensitive.

The security questions currently used on your online banking account will not carry over to the new system. You will now be authenticated by using a Secure Access Code that can be delivered to you via a text message, email, or phone call using the contact information currently
listed on your account.

Q: Will I need to download a new mobile app?
A: Yes, if you have an Android device, you will need to download the new app in the Google Play Store.
A: No, if you have an iPhone, you will simply need to update your current app.
Tip: Your new app icon should look like the image below.

HFS mobile app icon

Download our helpful guide complete with more frequently asked questions about alerts, transfers, Bill Pay and more! Please note that the important dates will be changing.

Get your copy of our Member Reference Guide

Verify your Information

The new system will use secure access codes for you to log in to your account. Please make sure that we have your current email address and phone number on your account. To verify or change the information we have on file, simply visit any HFS branch location and ask to speak with a Member Service Representative.

New Features Coming to Online Banking

  • A New Look– Choose how you want your account information displayed. You’ll be able to rearrange or group your accounts, add nicknames and more. Plus the new online and mobile experiences will look and feel the same from any device making it easier to find and use the tools you need.
  • Account Display– Have multiple accounts with HFS? Perhaps a personal account and a joint account with your child? Say goodbye to multiple logins! Simply log in with your user ID and password and see all accounts connected to your social security number.
  • Improved Security– Log in with secure passcodes, Touch ID, and even Face ID for enhanced security and convenience.
  • Secure Messaging– Have a question about a particular transaction, or need to ask us something about your account? You’ll be able to send us a secure message through Online Banking! Remember, don’t share your account number, card numbers, etc. through email. It’s sensitive information that should be protected.
  • Budgeting Tools– Tracking your spending has never been easier. Let Online Banking automatically categorize your transactions and show you exactly where you’re spending your money. Also, link your loans and savings accounts at other institutions to get a  comprehensive view of your budget.
  • Member to Member Transfers– Do you have someone who you’re constantly transferring money to? Perhaps a child, friend or relative? If you’re not on their account, it can be a bit of a hassle. With this new feature you can choose to make a one-time transfer or link the accounts to make recurring transfers to other HFS members.
  • Pay Bills– Utilize our new Bill Pay system to easily manage all of your bills in one central location. Set up your bills for one-time or recurring payments from your checking account.
  • Pay by Card– If you prefer to pay for your subscription services or other bills with a credit or debit card, make those payments within Online Banking!
  • Send Money– If you’ve used our person to person payment service before, we will be switching to Send Money. Enjoy faster delivery times, plus, there’s no fee!
  • Card Swap– Ever experience fraud and needed to update all of the accounts linked to your card? It’s a pain; but not anymore. With CardSwap, update the payment method of your favorite services (like Amazon, Netflix, and more) with a few easy steps, all within Online Banking.
  • Stop Payments– Have to recall a check? No problem! Hop onto Online Banking and place a stop payment yourself. All you need is the check number.

Stay Updated

Be sure to keep an eye out for the HFS blogs and emails, I’ll be sending you updates and important dates to note as we get closer. It will be here before you know it.

33 replies to “New Online Banking

Rudy S Sahagunn

I want to log into my account.



Aloha Rudy,

If you are having trouble logging into your account, please contact us at (808) 930-1400 or toll free at (800) 216-2666. Mahalo!


is this for buisness accounts as well?


Posted by: Ashley

Aloha Angie,

This change to our new system will affect all accounts including businesses. Be sure to verify that all of your accounts are up to date with your correct contact information.

Let us know if you have any other questions. Mahalo!


I want to sign up for online banking for me and my husband. Do we need to go into your office to set this up? Our names are Mark and Carrie. We each have separate accounts. I’m not sure of the account numbers. Thank you very much


Posted by: Ashley

Aloha Carrie,

Thanks for your interest! If both of your accounts already have an email on file with us, you can self-enroll here: https://hfsfcu.online-cu.com/ISuite5/Features/Auth/SelfEnrollment/SelfEnrollmentDisclosure.aspx You will however need to know your account numbers. If you need to verify those, give us call at 930-1400 or you can stop in at any branch. If you have any trouble setting those up, please let us know. Mahalo!


Any plans to add the ability to do ACH transfers to/from other institutions? Or is HFSFCU considering joining Zelle?


Posted by: Ashley

Aloha Philip,

Thanks for your questions! Unfortunately the ability to do ACH transfers won’t be in this update, however we’re hoping to add it in 2020. Stay tuned. Also, we have a new person to person payment system that will be launching this summer with online banking. It’ll be easy to use and fast. Plus, you can send money right from the HFS app on your phone or on your computer. We’ll be posting more about it as we get closer. Mahalo!


Will we be allowed to register more than one email and telephone number? My husband and I both access our joint account online but we each have our own email and phone number.


Posted by: Ashley

Aloha Pamela,

Thank you for asking! You can certainly have more than one phone number on your account to ensure that you are able to receive a secure access code from either number. Since this is a little special circumstance, you’ll need to come into a branch to authorize this change and have the information added to your account.

However, if you each have your own personal accounts (where you are the primary member, not joint), once you log in to online banking, you will automatically be given access to all accounts that your SSN is tied to.

As we get closer, we will have more details available about the changes. Feel free to reach out to us directly if you have further questions at [email protected]. Mahalo!

DEANNA V. Victorino Paige

will we be having apple pay….



Aloha Deanna,

We do actually have Apple Pay available now to all of our HFS Rewards Visa Credit Cardholders. Thanks for your question!


Do you support Apple Pay?…can I link my debit card now to Apple cash?



Aloha Jamie, We do support Apple Pay for our HFS Rewards Visa Credit Cards, but not for our debit cards at this time. Mahalo for asking!

Laura L Henderson

I Love HFS Credit Union 🤙🏼❤️



Mahalo Laura! 🙂

William Higa

I have two separate accounts, but they are not linked and I don’t want them to be linked. However, can I move from one to the other by logging into one and move funds between the two, instead of calling your office to make those transfers?



Aloha William, when we switch to the new Online Banking system later this month, you will automatically see all accounts that you are an owner or joint owner on (depending on account type). This will make it very easy for you to transfer money between your accounts at your convenience.

The current online banking system allows you to create a login for each individual account, but the new system will create a login per individual member (by SSN). If you’d like to discuss your specific accounts, please give us a call at (808) 930-1400 or toll free at (800) 216-2666.



When I pay my HFS visa credit card bill, I login from my account at hfsfcu.org, click a couple links, and it pops up a window to onlineaccessplus.com.

How will the credit card payment access be handled by the new system?




Aloha Mike,

Great question! You will still be able to access the current method you’re using to pay your credit card now, but what you will click on to get there will be a little different. When first logging into the new system, on the left side of the screen, you’ll want to click on “Services” and then “View Credit Card”. From there you’ll be able to access the onlineaccessplus.com to make your payment as you currently do.

However, there is one other way you can make a credit card payment. Payments can also be made via a transfer, where you will transfer funds to your credit card account and that is considered a payment. This is also an option in the new system.

If you have any other questions, please feel free to give us a call at (808) 930-1400 or toll free at (800) 216-2666. Mahalo!


Will I be able to download to Quicken? I tried to update my account this morning and it wouldn’t work.


Posted by: Ashley

Hi Suzanne,

Yes, the new system will work with Quicken.

Also, thank you for letting us know that you are having trouble with the current system. We have reached out to them and are working to get this resolved.


Posted by: Ashley

Aloha Suzanne, I just wanted to give you an update on this. They resolved the issue and the system should be back up and working for you tomorrow morning. We apologize for the inconvenience.


I can’t get cash from a Bankoh machine today. Says my HFS debit card is “unauthorized.” Is this a problem from transitioning to the new mobile banking, or will Bankoh machines no longer be usable at all? Which ATMs can we use?



Aloha Kathleen,

The online banking transition will not affect your debit card and all Bank of Hawaii ATM’s still work with our debit and share cards. We would suggest trying a different machine and if you are still unable to withdraw cash, please give us a call at (808) 930-1400 or toll free at (800) 216-2666 for assistance.



My QuickBooks (Desktop 2019 Pro) is not able to sync my accounts anymore – it worked yesterday, but not today! Any advice on how to get it working again?


Posted by: Ashley

Hi Doug,

We had a little trouble with connecting to QuickBooks yesterday however the issue has been resolved and it should be working fine today. Please give it a try. If you’re still experiencing issues, simply give us a call at (808) 930-1400.


Leinaala Nakoa

it won’t let me transfer money from my savings to checkings



Aloha Leinaala,

Please give us a call at (808) 930-1400 or (800) 216-2666 toll free, or stop into any branch, so that we can look into this for you and help complete your request. Thank you!


Will I be able to login to my account and do international money wire transfers online?
How about domestic money wires?
Thank you.



Aloha Don,

Wire transfers will not be available through the new online banking system. Members will need to come into a branch, or call us, to complete a wire transfer. Mahalo for asking!


Hi! Is it possible to create a sub shares account from online banking?


Posted by: Ashley

Hi Mika, unfortunately you won’t be able to do this through Online Banking. You can however come into any HFS branch or call our Call Center to open a new sub share. If you call in, just be sure you know your Telephone Pass Code. Mahalo!

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