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Where Caring Counts

"These guys GET 'em. You folks have been there for me personally and professionally for every big step we've taken." - Jason

Helping you reach your goals is what we're all about!


Popular Rates

Share Certificates

6 Months 4.85 % APY

Personal Loan

12 Months 5.75 % APR

HFS Visa Platinum®

Credit Card 14.00 % APR

Scam Alert

We've been made aware of a fraudulent text message pretending to be from HFS. HFS does not send text messages for payment requests. Take a look at our Security Center for tips to spot scams and keep your information safe.

Scam Alert

Parking Stalls Unavailable at our Hilo Branch

Beginning June 10, 2024, the parking stalls along Ululani Street at our Hilo Branch will be temporarily unavailable.

Hilo Parking Stalls Unavailable

Congratulations 2024 HFS Federal Credit Union Scholarship Recipients

Each recipient will receive a $3,000 scholarship to help with their higher education expenses.

2024 Scholarship Recipient Announcement

Make Everyday Spending More Rewarding

Get 2% cash back, no annual fee, plus earn 30,000 CURewards®️ points when you make $3,000 in purchases in the first 90 days of opening your HFS Visa Signature®️ Credit Card.

HFS VIsa Signature Credit Card

Unwind with Share Certificate Rates that Put Your Mind at Ease

Let your money do the work by investing in a 6 Month Share Certificate at 4.85% APY!


Refer a Friend

Do you know someone who would be a great addition the HFS ‘ohana? Want to share all the benefits of being a member and get rewarded? Our new Refer a Friend Program lets you do just that! Simply refer a new member and you both will receive $25!








Kona Coast

Prince Kuhio Plaza


Fraudulent Text Messages claiming to be from HFS are being sent. If you received a text and are unsure of its legitimacy, please contact the credit union.