Special Personal Loan rates available from December 16, 2019 - January 31, 2020.
New Year – New Decade – New Horizons. However you want to start this decade – whether it’s investing money in that home improvement project, getting that elliptical that will help you get closer to your health goals, or get that mattress of your dreams, to finally have that good night sleep, HFS Federal Credit Union is here to start the journey with you.
Paddle out into financial freedom with Personal Loan rates as low as:
1.99% APR1 for 12 months2
2.99% APR for 36 – 60 months3
Other rates and terms available
Insured by NCUA. 1. APR = Annual Percentage Rate. Rates effective as of December 16, 2019. 2. The 1.99% APR is derived by discounting the rate of 2.24% APR with a 0.25% discount for automatic payments. Monthly payments at 1.99% APR for 12 months will be $842.80 per $10,000 borrowed. 3. The 2.99% APR is derived by discounting the rate of 3.24% APR with a 0.25% discount for automatic payments. Monthly payments at 2.99% APR for 36 months will be $290.92 per $10,000 or $179.74 for 60 months per $10,000 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online or at any HFS FCU branch location.
Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on Hawaii Island. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account.
Read what others have to say about HFS FCU
The loan I made last year with Gerald was quick and painless! Gerald was thorough and accommodating. He answered my questions and we completed the process in under an hour. I am so grateful that HFS has such pleasant and efficient employees!- Marlene
Great loan experience
I got a loan with HFS and was approved the same day. I am still excited about it as I would have otherwise had to pay a very high rate of interest on my credit cards. Thanks HFS you are a life saver. – Jackie