At HFS Federal Credit Union, our members are number one! We want to say mahalo to you for your continued support and trust over the years with not one, but two special offers!
Do you need funds for a vacation or an unexpected expense? Take advantage of a Personal Loan with rates as low as 4.99% APR for 60 months!1 Apply online or call to schedule an appointment with a Loan Officer.
If a loan isn’t what you need and you want to focus on your savings instead, a Share Certificate could be just what you’re looking for! Watch your money grow in a Share Certificate with a 1.75% Annual Percentage Yield for 12 months.2 Come into any HFS branch or give us a call to open up your Share Certificate today!
Hurry, both offers end September 15, 2018.
Federally Insured by NCUA. 1APR = Annual Percentage Rate. The 4.99% APR is derived by discounting the rate of 5.24% APR with a 0.25% discount for automatic payments. Monthly payments at 4.99% APR for 60 months will be $188.78 per $10,000.00 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Refinances of existing HFS loans do not qualify for this offer. 2APY = Annual Percentage Yield. A minimum deposit of $2,500.00 is required to earn the stated APY. The stated APY is based on a 12 month term. Special rate applies to new monies only. Other terms and yields available. HFS Share Certificates accrue simple interest and may be subject to a penalty for early withdrawal. Fees may reduce earnings.
Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. HFS FCU, Federally Insured by NCUA. Hurry, offers are valid from August 15, 2018 through September 15, 2018.