HFS FCU Andriod app icon

HFS Federal Credit Union
Free - On the App Store

HFS FCU iOS app icon

HFS Federal Credit Union
Free - On the App Store

Make it a smooth ride with these auto rates

  • New and Used Auto Loan Rates as low as 2.24% APR for up to 60 months.1
  • Other rates and terms available.

Simply apply online, visit any of our branch locations or give us a call to get started.
Hurry, offer ends on March 31, 2019.

We’re partnering so you can go the distance

logo for kamaaina nissan

Logo for Kona Auto Center
Logo for Kamaaina Motors

Cruzin’ With HFS at the Dealerships

Browse the dealer’s inventory, ask the sales staff questions and let our HFS Loan Officers help you find the best ride for your budget. Plus, enjoy tasty snacks and refreshments.

Stop by one of the dealerships on March 8, 2019 from 3:00-6:00 pm.

Gas & Cash Giveaway

Enter our Gas & Cash Giveaway for a chance to win one of nine (9) $200 Minit Stop gas cards OR one (1) grand prize of $500 cash! Stop by any branch location or one of the partnering dealerships from March 1 – March 31, 2019 to enter.2

Official Rules for the Gas & Cash Giveaway

1Insured by NCUA. APR= Annual Percentage Rate. Rates effective as of March 1, 2019. The 2.24% APR is derived by discounting the rate of 2.74% APR with a 0.25% discount for automatic payments and an additional 0.25% discount for a 20% down payment. Monthly payments at 2.24% APR for 60 months will be $529.28 per $30,000.00 borrowed. The actual rates and APR depend on credit history, loan terms and age of the vehicle. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online, at any HFS FCU branch location or dealer.

Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Hurry, offer ends March 31, 2019.

2No purchase is necessary to win. A purchase will not increase your chances of winning. Contest will begin on 03/01/2019 at 12:00 am HST and will end on 03/31/2019 at 11:59 pm HST (the “Contest Period”). Winners will be chosen at random from all eligible entries on April 5, 2019. For more information regarding the contest, including eligibility, odds of winnings, prizes, and how to enter, please see the Official Rules, or obtain a copy of the Official Rules from an HFS employee at any HFS branch location.


Contest Update:

Congratulations to the following winners of the Gas & Cash Giveaway!

  • Anthony Cootey
  • Cresencia Abaga
  • Marilyn Tagalicod
  • Donell Watson
  • Maxine Pacheco
  • Gloria Myklebust
  • Daniel Gonzales
  • Dana Maeda
  • Elaine Russell
  • and our Grand Prize Winner – Phillip Elizares!


8 replies to “Cruzin’ with HFS Auto Loan Special

Sophia Judith Sharp

Thanks for being always for us!
You are a #1 !


Posted by: Jesica

Mahalo Sophia!

LiRona Lai

Does promotion apply to a purchase from a private owner? Or just through carndealer ships?


Posted by: Jesica

Aloha LiRona, yes the promotion will apply to a purchase from a private owner. Mahalo for your question!

Ruanne Manuel

Could this offer be used at other dealerships as well?


Posted by: Jesica

Aloha Ruanne,

Yes, this offer can be used at other dealerships as well. Mahalo for asking!

Tina Henson

is there an age limit on used car from private party?


Posted by: Jesica

Aloha Tina,

In that case, it would depend on the value of the vehicle and the loan amount being requested. Feel free to give us a call at (808) 930-1400 for more information on your specific situation. Mahalo for asking!

Leave a Reply

Your email address will not be published. Required fields are marked *

Online Banking