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HFS Federal Credit Union
Finance
Free - On the App Store

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HFS Federal Credit Union
Finance
Free - On the App Store

Chew up your debt and consolidate it into one low monthly payment! Special rates now available until January 31, 2021.

Do you ever wonder “Where does all my money go?” Then you look at your monthly statement and realize you are paying for: a student loan that you’ve had forever, the Christmas gifts from 2019 that you had to put on the store credit card, the loan you had to take out to cover medical bills, oh and that emergency card that you just keep paying down slowly…and that’s not even all of it.

Why not chew up those smaller bills into one easy monthly payment AND save some money too. Apply for a Consolidation Loan with HFS Federal Credit Union. With rates as low as 1.99% APR1 for 12 months2 or 2.99% APR for up to 60 months3, you can take control and manage your monthly finances with ease.

Apply for a Personal Loan to consolidate your bills now!

Give us a call for more details

1APR=Annual Percentage Rate. Rates effective as of December 1, 2020. 2The 1.99% APR is derived by discounting the rate of 2.24% APR with a 0.25% discount for automatic payments. Monthly payments at 1.99% APR for 12 months will be $842.80 per $10,000 borrowed. 3The 2.99% APR is derived by discounting the rate of 3.24% APR with a 0.25% discount for automatic payments. Monthly payments at 2.99% APR for 36 months will be $290.92 per $10,000.00 borrowed. Monthly payments at 2.99% APR for 60 months will be $180.00 per $10,000 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online or at any HFS FCU branch location.

Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A nonrefundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA.

Hurry, offer ends January 31, 2021.

6 replies to “Chew Up Debt Consolidation Loan Special

Damien maikui

I was wondering would I need to have collateral to apply for a debt consolidation I have 2 credit cards that would like to pay off I’m up to date in payments but seem that I’m not getting no where with my balance my total amount I would need to pay off is $ 16291.44 is tat even possible at this time of need.

Reply

Jesica

Aloha Damien, Mahalo for reaching out to us. We would encourage you to give us a call to speak to a loan officer about your specific situation. Collateral is not always required, but may be in some cases. Give us a call at (808) 930-1400 or toll free at (800) 216-2666 and ask to speak to a Loan Officer.

Howard

visa

Reply

Jesica

Aloha Howard, if there’s anything we can help you with please give us a call at (808) 930-1400 or toll free at (800) 216-2666. Mahalo!

Manuel Belanio

We have vehicles that need repairs but no funds. We don’t have good credit. Can we get help?

Reply

Jesica

Aloha Manuel, please give us a call at (808) 930-1400 or toll free at (800) 216-2666 and ask to speak to a loan officer regarding your specific situation. Thank you for reaching out to us!

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