Chew up your debt and consolidate it into one low monthly payment! Special rates now available until January 31, 2021.
Do you ever wonder “Where does all my money go?” Then you look at your monthly statement and realize you are paying for: a student loan that you’ve had forever, the Christmas gifts from 2019 that you had to put on the store credit card, the loan you had to take out to cover medical bills, oh and that emergency card that you just keep paying down slowly…and that’s not even all of it.
Why not chew up those smaller bills into one easy monthly payment AND save some money too. Apply for a Consolidation Loan with HFS Federal Credit Union. With rates as low as 1.99% APR1 for 12 months2 or 2.99% APR for up to 60 months3, you can take control and manage your monthly finances with ease.
1APR=Annual Percentage Rate. Rates effective as of December 1, 2020. 2The 1.99% APR is derived by discounting the rate of 2.24% APR with a 0.25% discount for automatic payments. Monthly payments at 1.99% APR for 12 months will be $842.80 per $10,000 borrowed. 3The 2.99% APR is derived by discounting the rate of 3.24% APR with a 0.25% discount for automatic payments. Monthly payments at 2.99% APR for 36 months will be $290.92 per $10,000.00 borrowed. Monthly payments at 2.99% APR for 60 months will be $180.00 per $10,000 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online or at any HFS FCU branch location.
Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A nonrefundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA.
Hurry, offer ends January 31, 2021.