HFS Federal Credit Union
Free - On the App Store


HFS Federal Credit Union
Free - On the App Store

This summer, celebrate your independence with a car just for you! Take advantage of one of our auto loan special rates and buy yourself a new or used car, truck or SUV!

Already have a car but not happy with your rate? You could take advantage of these awesome rates by refinancing as well.

Enjoy these special Auto Loan rates for a limited time!

  • New Auto Loan rates as low as 2.99% APR for 72 months1
  • Used Auto Loan rates as low as 2.99% APR for 60 months2
  • Also, receive a 0.25% discount for setting up automatic payments and a 0.25% discount for a 20% downpayment!
  • Other rates and terms available!

Simply apply online, visit any of our branch locations or give us a call to get started. Hurry, special ends on July 31, 2018!

Also, visit our partners for more Auto Deals!

deluz chevrolet logo
big island motors logo
Big Island Toyota logo



Shopping for a new car and need some help? Checkout our blog on “5 Tips when buying a new car” from Big Island Toyota’s Senior Sales Manager, Kurt Williams.

Insured by NCUA. APR= Annual Percentage Rate. Rate effective as of July 2, 2018. 1APR is based on a 72 month term with monthly payments of $151.98 per $10,000 borrowed. 2APR is based on a 60 month term with monthly payments of $179.74 per $10,000 borrowed. The actual rates and APR depend on credit history, loan terms and age of the vehicle. Subject to credit approval. Other rates and terms are available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online, at any HFS FCU branch location or dealer. Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a savings account. Hurry, offer ends July 31, 2018.



2 replies to “Celebrate your independence with this special!

Chari Luis-calvo

Can we refinance our existing auto loan with your bank? We just bought a new vehicle in April and our APR there is 3.60% with a good
Credit score. Thank you



Aloha Chari,

Thanks for asking! The auto special does not apply to refinances of existing HFS loans, however if your current auto loan is with another institution, you can absolutely apply to refinance it with us! To apply, follow this link and click “Apply Now” to get started: https://hfsfcu.org/auto-loans/. You can also call us at (808) 930-1400 to make an appointment with a loan officer. Have a wonderful day!

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