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HFS Federal Credit Union
Free - On the App Store

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HFS Federal Credit Union
Free - On the App Store

This summer, celebrate your independence with a car just for you! Take advantage of one of our auto loan special rates and buy yourself a new or used car, truck or SUV!

Already have a car but not happy with your rate? You could take advantage of these awesome rates by refinancing as well.

Enjoy these special Auto Loan rates for a limited time!

  • New Auto Loan rates as low as 2.99% APR for 72 months1
  • Used Auto Loan rates as low as 2.99% APR for 60 months2
  • Also, receive a 0.25% discount for setting up automatic payments and a 0.25% discount for a 20% downpayment!
  • Other rates and terms available!

Simply apply online, visit any of our branch locations or give us a call to get started. Hurry, special ends on July 31, 2018!

Also, visit our partners for more Auto Deals!

deluz chevrolet logo
big island motors logo
Big Island Toyota logo



Shopping for a new car and need some help? Checkout our blog on “5 Tips when buying a new car” from Big Island Toyota’s Senior Sales Manager, Kurt Williams.

Or if you need some pointers when buying a used car, read our blog “5 Tips when looking for a used car” from Juan Barrientos at DeLuz Chevrolet.

Perhaps you’ve decided it isn’t the right time for you to buy, that’s ok! Here’s 10 Tips to keep your vehicle in top shape.

Insured by NCUA. APR= Annual Percentage Rate. Rate effective as of July 2, 2018. 1APR is based on a 72 month term with monthly payments of $151.98 per $10,000 borrowed. 2APR is based on a 60 month term with monthly payments of $179.74 per $10,000 borrowed. The actual rates and APR depend on credit history, loan terms and age of the vehicle. Subject to credit approval. Other rates and terms are available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online, at any HFS FCU branch location or dealer.

Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a savings account. Hurry, offer ends July 31, 2018.



6 replies to “Celebrate your independence with this special!

Chari Luis-calvo

Can we refinance our existing auto loan with your bank? We just bought a new vehicle in April and our APR there is 3.60% with a good
Credit score. Thank you



Aloha Chari,

Thanks for asking! The auto special does not apply to refinances of existing HFS loans, however if your current auto loan is with another institution, you can absolutely apply to refinance it with us! To apply, follow this link and click “Apply Now” to get started: https://hfsfcu.org/auto-loans/. You can also call us at (808) 930-1400 to make an appointment with a loan officer. Have a wonderful day!


I’m looking to buy a new Toyota Tacoma and he already quoted me a price of the truck. Will this offer affect the final cost in any way? Please advise.

Mahalo Clayt



Hey Clayt! Congrats on finding a new Tacoma! Our special is for the financing portion (not necessarily the sale price of your vehicle) and we’re running it until the end of July. You can totally take advantage of our special auto loan rates at the dealer, just let them know you’d like to finance your truck with HFS FCU.
If you have any questions, please feel free to email us at [email protected] or give us a call at (808) 930-1400. Thanks!

William Kaohu

Trying to get a new Tundra. What will my monthly payment look like with this deal?



Aloha William,

One of the easiest ways to get a general idea on your payment would be to use our auto loan calculator, which can be found on our website at this link: https://hfsfcu.org/auto-loans/#panel-4.

You may also give us a call at (808) 930-1400 to schedule an appointment with a loan officer. Mahalo!

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