You've trusted us for the last 84 years and we are truly grateful. Our members make it possible for us to do what we love, every day. Helping our community members reach their financial goals is our top priority. To celebrate you, we have a few special announcements.
New, Lower Auto & Personal Loan Rates
Now, enjoy even lower rates, year-round, because we’re always here to serve you. That’s right, these rates start now and they’re sticking around.
Are you looking to purchase a new or new-to-you vehicle? Or maybe refinance your current auto loan and lower your monthly payment? We can help! Take advantage of Auto Loan rates as low as 1.95% APR1 for 60 months2 on new and used vehicles. Other rates and terms are also available.
Or, if you’re looking for help covering an unexpected expense or even consolidate debt, consider a Personal Loan with rates as low as 1.99% APR for 12 months3 or 2.99% APR for 60 months4. Other rates and terms are also available.
Why not switch to digital and make life a little easier? Take advantage of all the benefits of Online and Mobile Banking, including viewing your statements electronically and being able to deposit a check without needing to step foot in a branch.
From February 22 – 28, 2021, earn a $10 share deposit when you switch from paper to eStatements5 or successfully deposit a check using the Mobile Deposit feature in the HFS App and earn an additional $10.6
And last but not least, HFS members are eligible to win 1 of 6 FREE Apple iPads!7
You read that right. Just for being a member, we’re automatically entering you into the sweepstakes for your chance to win. Sweepstakes period is from February 22 – 28, 2021 and winners will be contacted in March.
1APR = Annual Percentage Rate. Rates effective as of February 22, 2021. 2The 1.95% APR is derived by discounting the rate of 2.45% APR with a 0.25% discount for automatic payments and an additional 0.25% discount for a 20% down payment. Monthly payments at 1.95% APR for 60 months will be $525.32 per $30,000 borrowed. 3The 1.99% APR is derived by discounting the rate of 2.24% APR with a 0.25% discount for automatic payments. Monthly payments at 1.99% APR for 12 months will be $842.80 per $10,000 borrowed. 4The 2.99% APR is derived by discounting the rate of 3.24% APR with a 0.25% discount for automatic payments. Monthly payments at 2.99% APR for 36 months will be $290.92 per $10,000 borrowed. Monthly payments at 2.99% APR for 60 months will be $180.00 per $10,000 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Other rates and terms available. Applications may be submitted online or at any HFS FCU branch location. 5eStatement selection must be switched from paper to electronic through HFS Online Banking of the HFS App during the promotional period of February 22 – 28, 2021 and account must be enrolled in eStatements through the close of the promotion. $10.00 bonus share deposit will be made between March 1 – 5, 2021. Current eStatement users are excluded from this offer. Offer expires February 28, 2021. 6Member must successfully complete a mobile check deposit using the HFS App Mobile Deposit feature during the promotional period of February 22 – 28, 2021. $10.00 bonus share deposit will be made between March 1 – 5, 2021. This offer is only available for first time Mobile Deposit users and to accounts approved to utilize this feature. Offer expires February 28, 2021. 7No purchase necessary. All members 13 and older are eligible to win one of the six prizes. Odds of winning are dependent on the number of members. Must be a member as of end of business day on February 28, 2021 to be eligible to win. Winners will be randomly selected and notified by phone no later than March 5, 2021. For Official Rules visit https://hfsfcu.org/wp-content/uploads/2021/01/MAW_Sweepstakes_Official_-Rules_Final.pdf. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA.